Hi ,
I wanted to tell you about a Solo 401(k) before tax season ends.
You may find it useful.
A self-employed professional earning $90,000 could potentially contribute about $47,000 to a Solo 401(k).
Most people are surprised when they see numbers like that.
Solo 401(k) plans allow business owners to contribute both as:
• the employee • and the employer
For 2026 the limits can reach:
• $72,000 total contributions • up to $83,250 with catch-up contributions
But the exact amount depends on things like:
• income • business structure • age
To make it easier to estimate, we built a simple Solo 401(k) contribution calculator.
You can try it here:
👉 https://selfdirectedira.org/solo-401k
It also includes a short guide showing contribution examples for different income levels.
For many self-employed professionals, a Solo 401(k) can be one of the most powerful retirement planning tools available. BTW, if your spouse works in the business you can potentially double the contribution!
Call us for more information or to get started.
Customer Service 800-936-0872 |