So when is it bad enough? Will it be when the banks actually start to charge you for saving with them? Or perhaps when, even people drawing their pensions already, are told they aren't going to get any more?

It's OK, I'm not trying to scare you, but merely slow you down a little to give you a chance to think about money and think about the future.

I have found myself panicking a lot less since I went on the P.I.E. course and realised that I had found one huge solution to future monetary woes. I'm working on a few things but P.I.E. is the best of them. And this short video explains why...