Subject: Student Loan Timeline ⏰

Learn what to do and when to ensure you secure your student loan with the best rate before tuition is due.

A weekly guide to financing college.

May 4, 2025

When and How to Apply for Student Loans

We've got your step-by-step guide to applying for student loans, including our helpful timeline to make sure you pay your tuition bill on time.

Factors Impacting Your Student Loan Repayment

Before taking on student loan debt you should understand how interest rates, deferment, and delaying payments might change the amount you're actually paying back. Learn more here.

(Fixed APRs as of 4/30/2025)


Note: We recommend you borrow federal student loans first. Once you've exhausted your federal loan eligibility, carefully compare your options from private lenders. 

 

➡️ College Ave 3.47%-17.99%

 

➡️ SoFi 3.54%-15.99%

 

➡️ Sallie Mae 4.40%-15.99%

 

➡️ Ascent 3.39%-13.76%

 

➡️ Student Choice Rates as Low as 4.03%*

 

Before you commit to a private lender, check out Juno to see if you're getting the best loan rate available for your credit profile.

  

*Student Choice is a company that serves credit unions so they can offer fair-value student lending solutions. They will help you find a credit union to borrow student loans through. Rates vary by credit union.

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💰 Compare your student's college offers to what other student's have received with our FREE Compare College Offers tool.


🎓 Protect your college investment with GradGuard tuition and renters insurance.

💻 Join our free PFC101 Facebook group and connect with other parents on the paying for college journey.


🎁 Save 10% off diploma frames and treat your student to a graduation gift with DiplomaFrame. Use coupon code ROAD2COLLEGE for your discount.

Got Questions About Paying for College?

We're Lending an Ear and Answering!

Submit your questions here, then check back each week as we highlight the most pressing questions and share our advice.

Our R2C Content Team is dedicated to helping families navigate the

ever-changing world of college admissions and financing. 

Lending an Ear is written & edited by Becca Blauch.

Disclaimer: The information provided in this email is for general informational purposes only. Road2College is not a financial advisor or planning service, and as such, cannot be held responsible for any direct or indirect circumstances. Please consult a licensed financial professional before making any financial decisions. Road2College may receive compensation from products and links featured in this email. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding.