Subject: Student Loan Timeline ⏰

Learn when and how to apply for loans, what factors may be impacting your future repayment, and more!

Lending an Ear

A weekly guide to financing college.

April 30, 2023

When and How to Apply for Student Loans

We've got your step-by-step guide to applying for student loans, including our helpful timeline to make sure you pay your tuition bill on time.

Factors Impacting Your Student Loan Repayment

Before taking on student loan debt you should understand how interest rates, deferment, and delaying payments might change the amount you're actually paying back. Learn more here.

Our Private Lenders Suggestions

(Variable APRs as of 4/26/2023)


Note: We recommend you borrow federal student loans first. Once you've exhausted your federal loan eligibility, carefully compare your options from private lenders. 

 

➡️ Ascent (Cosigned) 6.01% - 15.32%*

 

➡️ SoFi 4.99% - 13.07%*

 

➡️ College Ave 4.74% - 15.32%*

 

➡️ Sallie Mae 5.87% - 16.20%*

 

➡️ Citizens (through Credible) 5.17% - 14.83%*

 

*Rates are based on automatic payment discounts of 0.25 percentage points. 

We're Here to Help You!

📊 Download our FREE Student Loan Comparison Spreadsheet.


🐻 Use Mama Bear Legal Forms to make sure you can help your student in an emergency. Enter promo code Road2College & save 20%.


💰 Compare your student's college offers to what other student's have received with our FREE Compare College Offers tool.


🎓 Protect your college investment with GradGuard tuition insurance.

Questions About Paying for College?

We're Answering!

Submit your questions here, then check back each week as we highlight the most pressing questions and share our advice.

Our R2C Content Team is dedicated to helping families navigate the

ever-changing world of college admissions and financing. 

Lending an Ear is written & edited by Becca Blauch.

Disclaimer: The information provided in this email is for general informational purposes only. Road2College is not a financial advisor or planning service, and as such, cannot be held responsible for any direct or indirect circumstances. Please consult a licensed financial professional before making any financial decisions. Road2College may receive compensation from products and links featured in this email. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding.