Subject: How to Transition to College

We're here to help with tips from parents and experts including what you need to know about insurance, special documents, and private student loans.

Dear Parents,


We know this can be an overwhelming time for families with college freshmen. Read on to learn how to safeguard your heart and your investment when your student heads off to school.

Advice From a Parent Who's Been There.

 

To help make the transition to college as smooth as possible, read these great tips and tricks gathered and successfully implemented by parents in our community.

 

Will you be able to help your 18-year old in an emergency? Get a Young Adult Power of Attorney with Mama Bear Legal Forms.


R2C community members receive a 20% discount with the code Road2College.

Tips From NYT Bestselling Author Harlan Cohen.

Still Need a Private Student Loan?

Find the Right Lender for Your Family.


Here’s How:


1. Start BIG—create a list of all the lenders you're willing to borrow from.


2. Use the private lender links below to get prequalified rates and/or submit applications—read forms carefully and fill them out accurately.


3. Create a spreadsheet to compare the details of each lender's offers—make sure to include:

  • Interest rates (fixed and variable)


  • Cosigner release details 

     

  • Repayment plan options (immediate, partial, interest-only, fully deferred) 


  • Term length (5 to 15 years)


4. Before you commit to a loan, check out Juno—they use the power of group bargaining to get better rates on student loans.

Note: We recommend you borrow federal student loans first. Once you've exhausted your federal loan eligibility, carefully compare your options from private lenders. 


Our Private Lenders Suggestions:

(Variable APRs as of 8/25/2022)

 

Ascent (Cosigned) 1.75% - 10.54%* ⭐

 

SoFi 2.59% - 12.13%* ⭐

 

⭐ College Ave 1.79% - 12.99%* ⭐

 

Sallie Mae 3.25% - 13.59%* ⭐

 

 LendKey as low as 3.09%*

 

⭐ Citizens (through Credible) 2.29% - 9.05%*

 

*Rates are based on automatic payment discounts of 0.25 percentage points. 

 

Before you commit to a private lender, check out Juno to see if you're getting the best loan rate available for your credit profile. 

What Is the Tuition Refund Policy at Your Student's School?


Attending college is a big financial decision. Now is the time to learn about the financial risks and how to navigate them.

 

Sometimes students need to withdraw from college due to a serious illness, injury, or accident. Click HERE to read what you need to know to protect your student, your family, and your investment.

 

GradGuard offers tuition insurance plans per term, as well as renters insurance. Tuition insurance must be purchased before the first day of classes. Check with your school to see if they offer GradGuard, or get more information about school plans directly HERE. 


(Sponsored by GradGuard)

Debbie Schwartz

Founder, Road2College

I'm a parent, like many of you, navigating college admissions and paying for college. With an expertise in personal finance, analysis, and marketing, I'm working to give families the information and tools to make smarter financial college decisions.

Disclaimer: The information provided in this email is for general informational purposes only. Road2College is not a financial advisor or planning service, and as such, cannot be held responsible for any direct or indirect circumstances. Please consult a licensed financial professional before making any financial decisions. Road2College may receive compensation from products and links featured in this email. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding.