Subject: What to BUY? How to save money and spot the deals!

   What to BUY? How to save money and spot the deals!
   

Which home is right for you?  The first place to start is with your finances.  Once you have a clear picture of your finances then you can start to focus on the home you’d like to buy.  The next step is to determine your needs for today and into the future.  You will want to find a home that will meet your needs into the next five to ten years. You could also find a home that you can grow and change with your needs.

  Starting the search?   
    Finances

Where is the best
place to start?
 
A mortgage broker can shop around for mortgage options that are feasible for you and your needs. With interest rates at such low levels, now is the time to visit a mortgage broker to discuss your finances. They can put rate holds on totake advantage of low rates and if the rate drops the broker can help you takeadvantage of that while you have a rate hold.

 Rates? »
   Needs?
Needs – Size – How many bedrooms do you need? How many bathrooms do you need? Do you need space for a home office? What kind of parking arrangements do you need?
  Needs vs Wants»
 Lifestyles   and stages

 

No matter what type of housing you choose, you will need to have a clear idea of your needs today, as well as your possible future needs… Do you plan on having children? Do you need to downsize? Are you close to retirement? Do you plan to live on your own? Do you have an older relative that needs to move in with you? These are all important considerations when it comes to planning for your future needs and choosing the right home.

 How to pick!»