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The man from the government opened his laptop and started
entering in his authorization code. He was sitting at our glass
kitchen table in the warm sun.

"Nice view you have here," he said pleasantly as he tapped away.

He was taking a survey of my personal income and assets.

And I was mad as h*ll. I don't like intrusion of any kind. Six
years ago I had closed the door in the face of the first
surveyor, thinking she was a door-to-door salesperson.

So I didn't get off on the right foot with this government
department right from the get-go.

This was the last of an annual survey that had taken 6 years for
us, each and every painful year.

It was to gather personal information from suckers like me, and
put it into a database to help the country. Do what? It was never
explained, but one fact about it that got me steamed up and hot
under the collar - was that it was compulsory.

This was bad karma for me on two counts: The first - I DON'T like
giving out personal info, specially about my finances. And the
second - I DON'T like being told what to do.

My lawyer was no help either.

"There's nothing I can do about it, you have to give them all
the information they want," he said over the phone back in 2004,
when I was contesting it.

So I answered the questions through gritted teeth each year.

There was one silver nugget that came out of it, and I'll tell
you about it shortly.

But if I hate privacy violation so much, why am I answering these
personal questions below?

I don't know, quite frankly. I guess part of it was an email I
got yesterday that asked me: "How do I know you're a real person,
and I can trust you to send my stuff to me?"

My stock answer - I've been doing this for 20 years this year,
and on the net since 1995. Everyone gets their product from me.

But I guess I wanted to expose more about me... in case that
standard "everyman" answer in the previous sentence was not
enough for any doubters.

Some of this following info is more than I let out to the survey
people, so keep it to yourself :)


Q. How did your childhood experience influence your attitude to
money?
I grew up poor (how many times do you hear that? A lot...let me
tell you this - everyone is poor when they first get married!).
My father built our first house, and while he was an good builder
and expert in many things, he often didn't complete them. We
lived in a half-completed house for years. So I make sure I
ALWAYS try to complete whatever I start... and for the most part,
I do finish.

My childhood was a mainly happy one where money
played only a small part. I certainly didn't hear my parents
arguing over debt, and we never seem to miss out on life because
we lacked it.


Q. And did your poor background make you particularly cautious
with money?
No, I'm a spender. My mother came from a well-off background. Her
father was was a wealthy newspaper mogul and they had a large
house on a clifftop... one of the first American cars in the
area, a housekeeper. As a child my mother went to a private
boarding school. But she didn't marry into money, and I think she
regretted it all her life. Some of her grand living has rubbed
off on me, and at times I'm more likely to spend on luxuries than
to save the pennies. Life is short and getting shorter, so I
compensate!

The other effect it had... I don't like poor quality
items. I'll always try to buy the best in every field where I
can. I don't like logo-ed clothing though - Ralph Lauren can keep
his logo for someone else!


Q. What's been your greatest extravagance?
Cars. Luxury European sports cars mainly. I have three at the
moment and I've had several Mercedes sports cars, an Aston
Martin, a Bentley Continental GT, several Lexus saloons and SUVs.

I'm a car fanatic and would love to buy more if I had the garage
space. My aim is to have a 12 car garage that looks like an
upmarket showroom, with sofas to sit on to admire these beautiful
machines.


Q. Has having more money in recent years made you happier?
Absolutely. As Patrizia Gucci famously said, "I'd rather cry in a
Rolls (Royce) than be happy on a bicycle." Money makes such a
vast difference to the way I live that it's going to be
impossible to return to my previous states of poorness. And I
hope that never happens.

Sometimes I can't believe how some people can ignore the value
that money brings, and are jealous of the rich. When spent
wisely, wealth provides employment, profits that are often
reinvested, pays taxes so we can all share in our country's
infrastructure, and helps families stay together. Couples
separate more over money than for many other reasons.


Q. Are you good with money?
Yes, excellent in both handling and budgeting it. I know all my
business sales, budgets and costs to the dollar and I update them
daily. I rarely get financial problems. One of the reasons is
that I always record everything I do to paper in some
form...either as an email or a record of a phone conversation in
my online diary.

Many businesses and banks have been amazed when
I can pull up the exact time I spoke to them and all the relevant
details. Faced with that, every transaction becomes easy to
verify.

Also I always pay my bills on the day I receive them, and this
has made me very popular with local tradespeople. In fact, my
laundry service lady said... of all her many customers - both
commercial and private - I was the ONLY one who paid promptly and
regularly without fail. (I do all my regular payment through
automatic online banking).

I also enjoy paying these workers on time and their full value,
because money makes the world go round.
When that happens they are able to make a profit, and
thereby feed their children, invest in better equipment and so
on. And so we - the recipients of their skills - benefit as the
circle goes round.


Q. Do you bank online?
I've been banking online shortly after it started in my country
in 1997. All my payments are automated, and I can count on one
finger the number of times it has failed me. Yes, that's just
once - over thousands of transactions. As I mentioned earlier, I
always check transactions and all balances daily.


Q. Do you haggle when buying?
I did in my early days, but not now. Back then I started
bartering and haggling when I was trying to build my confidence
back after my businesses crashed 20 years ago (more about that,
maybe, in a future newsletter). Now I'll pay full price for
everything, especially when it involves small business people.

They are operating on a shoestring anyway, so prompt and full
payment is a rare benefit for them.


Q. How do you prefer to pay – by cash, card or cheque?
Always by credit card for the convenience of a statement, and for
reward points. For example, on my recent trip to Britain I was
able to rent a new 5-series BMW for a week, free. I generally
earn enough points to get a free rental car in the Premium
bracket each year I visit my family in UK. On a previous trip I
got an upgrade to an S-class Mercedes...very nice!


Q. Do you have many credit cards?
Just two, both Visas, for business and personal. One is a
Platinum card which I can use for free travel insurance, and it
has a Concierge Service (which I've never used in the 2 years
I've had it). This Service will find a restaurant and book you
in, book your travel, and generally do many of the boring things
that are time-consuming or inconvenient.

I don't use checks at all now. The last time I used a check was
to pay my tax a couple of years ago. Writing out a check for
$75,000 every few months makes me feel good - more for the fact I
have the money to do this than where it goes. I keep up to $1,000
cash in my wallet because I want to feel rich, and it works. It
feels really good being able to pay in cash if it's needed.


Q. What has been your best buy?
Our current house... it went up in registered value half a
million dollars in the two years after we bought it! I've also
lost very little money on every car I've sold, up to the last few
years. This is because I look after them obsessively. All of them
look like new cars after I finish with them, and so they sell
more easily - and for more too. But the market for high-end cars
has been harder recently, and I don't get my investment back now.


Q. What's been your worst buy?
I can't remember any, though I'm sure there have been some rose
colored bloopers. I'm ultra cautious with my purchases and do my
homework beforehand, and this helps a lot.


Q. How do you fly and where do you stay when you travel?
I always fly business class for long trips over 5 hours, but
economy under that. Flying business class means I don't suffer
from jetlag because everything is so comfortable, just like
staying home! I have never flown first class because the main
difference is the dining selection - and that's not important
enough to me to upgrade.

I like 4 star hotels, and will stay away
from ultra-glam 5 star accommodation like the Ritz or Claridges
in UK, or Waldorf Astoria in the USA... I'm just not comfortable
with over-the-top luxury or fine dining.


Q. Do you invest anywhere?
Only in myself. The purpose of an investment is to bring in
regular cashflow, and my businesses do better than any investment
on the planet. Why get 5% before tax on a huge lump sum sitting
uselessly in your bank - when you could get 10,000 times more
from your own talent? I looked at commercial property years back,
but I don't have a 'property' mentality, and though I know all
the theory on good investment there, I have no interest in it.
Mortgage and tenancy details leave me cold.

I believe you should only invest in what you know and do best,
and I trust my online businesses will keep producing my 'pension'
for years ahead. It's certainly the easiest money I've ever
earned because I LOVE WHAT I DO! It becomes a pleasant lifestyle
then - not a necessity.

My affiliates also do well selling my Silver Lotto System and other
products. In fact just last week one reseller made over $30,000
in a few days from selling my products. See the Affiliate Center
below my signature for how you can get involved too.. costs
nothing.


And the silver nugget I talked about earlier? It was simple to
avoid answering questions about my business to the surveyors... I
formed a trust company early on.

Then I could say was that the information was in the trust and
didn't involve me personally.

It felt real good to give that reason, legally, each year!

So there's my reasons... hope that makes you feel more confident
about me and my system. Maybe you'll be writing me soon with good
winning news like this:

---
Hi Ken;
I bought your system ... after several months of receiving your
tips. I read your instructions and took my time creating my
profiles. I followed your advice and play the best odds game of 5
of 35. My first play was only 5 picks from my profile 1. Nothing.
I then followed the draws for several weeks checking if I would
have won anything. Nothing. Then saved until I could play at
least the 35 picks ($35) of profile 1. I won ten dollars. Well
that was good. Saved again, reinvested that $10 into playing all
of profile 1 again. I WON $100,000!!!!!! on my second try. Your
system works and your tips are very important to follow. I'm
continuing to play and expect to win again. I'll write again when
I do. Thanks for a system that works.
Regards, Ron
Rlp*****@yahoo.com
---


By the way, if you've won any prize using my system - no matter
how small - share your good fortune with us here:
http://thelottolife.com/winners

Make Every Playday a Payday!

Ken Silver
"Helping Lotto Players Become Winners Since 1991"
---
Instant Help:
http://askken.freshdesk.com
---

Enjoyed these tips? Why not share this newsletter with friends or
family? Forward this email to them, or send them this link to
sign up: http://www.silverlotto.com/#ezine


MY PRODUCTS:

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ABOUT ME: Ken Silver

I'm one of the early guys on the net. I've been selling my ebooks
online since 1995 and helping others achieve lottery success
through my best-selling Silver Lotto System, a unique program
which I developed in 1991. There are hundreds of testimonials on
my websites which prove that anyone can win a lottery prize in
almost every lotto game in the world using my systems.

I've also written several top-selling ebooks in other markets,
including the million-seller "eBook Secrets."

If you have bought one of my systems and want to resell my
products, see my Affiliate Center at
http://www.silverlotto.com/affiliate-sign.htm (buyers only).
There's a heap of info and tools to use there. The selling
commission rate for my affiliates is a whopping 75% - the highest
currently available.



Copyright ©2011 Ken Silver
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