In life there are always risks..

When dealing with money there are risks...

Having a job has risks - there is no telling when you will lose a job for whatever reason.

In business there are risks - not all business transactions are profitable. If they were all businesses would flourish, there would never be empty shops in the high street and there would be no bankruptcy courts!

Even well established household names are at risk - Toys R Us recently filed bankruptcy in the USA!

So what has this to do with you?

Well we all want to make money and no matter how you choose to do this there is a risk!

Get involved in MLM or Affiliate Marketing and statistics show that 95% fail, so you may be better putting your cash on the black in roulette with an almost 50% success rate!

9 out of 10 advertising campaigns run at a loss - even those set up by top producers, so what's the answer?

I recently gave my top 5 picks for making money online,
but these also all carry a risk!

This has been highlighted since yesterday by the Yota Site not accepting log in information.

They claim, "The site is carrying out technical work. We apologize for the temporary inconvenience. We do everything to optimize and make the site work faster. Soon the work of the site is stabilizing."

Only time will tell!

My 3 and 4 picks are seemingly the most solid with better transparency but are slower and tie up capital for longer periods.

My number 1 pick is, and has been since it started 12 months ago, the Freedom Formula. It has a really bad back office and affiliate site, much of the information that can be accessed is out of date; but it pays on time every time!

In addition I know and trust the owner and that counts for more than a fancy site (some of the biggest scams have the best looking sites!)

I know Tich has a 5 year plan to help people and I also know that he doesn't need to run his "opportunity" because he has sufficient funds to live a happy life without the stress of helping others.

All added up this is why its my number 1 and is making me around $40,000 a month.

The bottom line is that you should never invest money that you can't afford to lose!

No-one plans or likes to lose money but as long as its loss is not getting you evicted it may be an acceptable risk; entrepreneurs are risk takers!

The trick is to spread the risk so that the wins exceed the losses and to do this consistently.

My number 5 pick is a straight mining pick and once again is slow taking about a year to double your money, but making money is not an overnight wonder, so mix the high return programs with safer options.

Start with a plan and decide when and how you will withdraw your initial stake.

Once you have your cash back you can never lose and any cash made can be re-invested in additional programs.

Don't be put off investing by uncertainty - "faint heart never won fair maid" and also never prospered!

God bless,
Graham
p.s. "I am certain that after the dust of centuries has passed over our cities, we, too, will be remembered not for victories or defeats in battle or in politics, but for our contribution to the human spirit." ~ John F. Kennedy - 1917-1963, 35th President of the United States