Most people reach retirement and find life not the bed of roses it was supposed to be while others retire in luxury when they please....

What's the difference?

This is an interesting yopic and I created a video just for you...
http://success-lifestyles.com/making-money-online-when-will-you-retire/

God bless,
Graham
p.s. Happiness is not a goal – it’s a by-product of a life well lived. ~ Eleanor Roosevelt – 1884-1962, Politician, Diplomat, and Activist