Hi

I get asked a lot about using credit online and so I made a short video giving my views on this...

It's tips on how and when to use credit...
You can watch it here

God bless,
Graham
p.s. "Your living is determined not so much by what life brings to you as by the attitude you bring to life; not so much by what happens to you as by the way your mind looks at what happens." ~ Khalil Gibran - 1883-1931, Artist, Poet, and Writer