Hi,
My offer to gift you $400 will expire in 2 days time...

After that you will still be able to set yourself up for retirement in 15 months or less but it will cost you $400 more.

It would still be a worthwhile exercise even if it was to cost you $1,000 more, but...

Why delay and pay more than you need?

Do it now...

God bless,
Graham
p.s. "Optimism is the faith that leads to achievement." ~ Helen Keller – 1880-1968, Author, Activist, and Lecturer