Hey Friend,
There’s a good chance you’re paying WAY more for things than you need to. We’re talking 5, 10, 20 thousand dollars or more.
Hundreds of thousands over your lifetime.
Seems ridiculous, right? Well, it’s easy to do.
Thousands more on cars…
For example, if your credit score falls just 1 point from 620 to 619, it could increase your interest rate by more than 4%, and total interest paid by nearly $6,000 on a $45,000, 60-month auto loan.
Tens of thousands on a home…
A 619 FICO® Score probably isn’t going to cut it, but a 620 credit score should allow you to finance a home. Bump it to 640 and the difference in interest could be $20,000 on a $625K, 30-year mortgage loan. Take it to 720 and we’re talking $100K!
(Source: myFICO®, 11/22/24)
As you can see, tiny changes to your score can cost you BIG TIME!
This applies to credit cards, personal loans, student loans, business loans, refinancing, and other types of credit too.
But guess what? You are in control!
Here’s what you can do.
- Nothing…and PAY MORE.
- Figure out how to navigate the complex credit system on your own.
- Use a simple tool like SmartCredit® to save money by maximizing your credit score.
I know which I'd choose for you. 😉
More to come on SmartCredit tomorrow. But if you want to check it out now, you can try it for 7 days for just $1 using my special link.
I’m especially psyched about its ScoreBoost™ feature. It tells you exactly how much to pay and when to gain the most points FAST.
I bet you’ll find it useful too.
